Our most basic savings account with competitive interest rates designed to help you start saving. Open an account with a minimum of $25 and maintain a $100 minimum balance to avoid monthly account fee.
*There are limitations on the number and frequency of transactions. See full account details for more information.
Invest in a Money Market Checking Account and earn interest and great benefits. Open this account with $1000 and maintain a minimum balance of $1000 or $2500 Average Collected Balance to avoid fee on account.
*There are limitations on the number and frequency of transactions. See full account details for more information.
A great way for kids to save money and earn more moolah (money) and prizes! By joining, you will receive a special membership too and be able to join us for all our fun events. Features of the Moo-Lah account include:
*There are limitations on the number and frequency of transactions. See full account disclosure for more information.
Certificates of Deposit (CDs) are an essential part of all long-term investment plans. From 3 months to 5 years, CDs of different maturities can be tailored to fit your needs and objectives. The rate of interest is guaranteed for the entire term of the investment. Our CDs are automatically renewable. Interest can be compounded quarterly or we can pay interest to you by check or with a deposit to your checking or savings. The minimum deposit to open a CD is $500. Penalties apply for early withdrawal.
Cattle Bank & Trust is pleased to offer you the No Bull Health Savings Account (HSA). Our straightforward solution is designed to meet your HSA needs quickly, allowing your health care dollars to immediately begin working for you. No Bull HSA is designed to work in conjunction with qualified, high-deductible health plans. They are a great way to save for health care expenses, with the added benefit of excellent tax savings and reduced health care costs.
The contributions and earnings are tax-free. At the same time, premium expenses can be reduced by 20-40% with a switch to a high-deductive health plan (HDHP).
Qualified medical expenses are paid with tax-free distributions from the HSA. This account has many of the same benefits as the Archer Medical Savings Account (MSA) but without the restrictions.
Cattle Bank & Trust can easily help you get started with opening your HSA today. The No Bull Account Agreement/Signature Card Application link is below, which is a PDF form you can type directly into and submit it to our HSA specialists. If you have any questions, please Contact Us.
Need to know what expenses qualify? Check out these documents provided by the Internal Revenue Service.
Qualified Expenses-IRS Publication 969
It is never too soon to start saving for your retirement! An IRA is a tax-deferred savings plan allowing employed individuals, and their spouses, accumulate funds for retirement up to the annual contribution limits. For federal income tax purposes, qualifying contributions are deductible from gross income. Income taxes on the interest earned are also deferred until the funds are withdrawn. Withdrawals without IRS penalty can begin at age 59 years 6 months and must begin by the age of 70 years and 6 months. Withdrawals prior to this age limitation are subject to substantial penalties.
Contributions can be deposited to any fixed rate time open certificate of deposit account 9 months or greater. The interest rate on the fixed rate account is guaranteed for the entire term of the investment and interest is compounded quarterly. View our Current Rates
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