Log into Online Banking

Login ID

Planning a dream vacation? Need to save for a new car? Hoping to have some extra cash for those unexpected emergencies? We can help you. 


Our most basic savings account with competitive interest rates designed to help you start saving. Open an account with a minimum of $25 and maintain a $100 minimum balance to avoid monthly account fee.

  • Competitive interest rates
  • Free ATM card
  • Unlimited free on-line and mobile banking services
  • Free personalized deposit slips
  • Free e-Statements available when enrolled in on-line banking

*There are limitations on the number and frequency of transactions. See full account details for more information.

Invest in a Money Market Checking Account and earn interest and great benefits. Open this account with $1000 and maintain a minimum balance of $1000 or $2500 Average Collected Balance to avoid fee on account.

  • Higher interest yielding account
  • Free first order of Basic/Wallet checks, or $20.00 credit towards any other style of checks ordered.
  • Unlimited free On-line and Mobile Banking Services
  • Free e-Statements available when enrolled in online banking 
  • Free fraud prevention services
  • Quick view image statements

*There are limitations on the number and frequency of transactions. See full account details for more information.

A great way for kids to save money and earn more moolah (money) and prizes! By joining, you will receive a special membership too and be able to join us for all our fun events. Features of the Moo-Lah account include:

  • Special youth savings account with no minimum balance for kids 0-12 years of age.
  • Competitive interest rate
  • Membership savings book
  • Special prize for every $25 saved. Due to regulations, prizes will not equal a combined annual value greater than $10.
  • Additional 0.25% interest on any 6 to 12-month Certificate of Deposit $500 or greater
  • Invitations to scheduled activities and events
  • Free online access to your account
  • Free personalized deposit slips

*There are limitations on the number and frequency of transactions. See full account disclosure for more information.

Certificates of Deposit (CDs) are an essential part of all long-term investment plans. From 3 months to 5 years, CDs of different maturities can be tailored to fit your needs and objectives. The rate of interest is guaranteed for the entire term of the investment. Our CDs are automatically renewable. Interest can be compounded quarterly or we can pay interest to you by check or with a deposit to your checking or savings. The minimum deposit to open a CD is $500. Penalties apply for early withdrawal.

Cattle Bank & Trust is pleased to offer you the No Bull Health Savings Account (HSA). Our straightforward solution is designed to meet your HSA needs quickly, allowing your health care dollars to immediately begin working for you. No Bull HSA is designed to work in conjunction with qualified, high-deductible health plans. They are a great way to save for health care expenses, with the added benefit of excellent tax savings and reduced health care costs.

The contributions and earnings are tax-free. At the same time, premium expenses can be reduced by 20-40% with a switch to a high-deductive health plan (HDHP).

Qualified medical expenses are paid with tax-free distributions from the HSA. This account has many of the same benefits as the Archer Medical Savings Account (MSA) but without the restrictions.

Cattle Bank & Trust can easily help you get started with opening your HSA today. The No Bull Account Agreement/Signature Card Application link is below, which is a PDF form you can type directly into and submit it to our HSA specialists.  If you have any questions, please Contact Us.

Need to know what expenses qualify? Check out these documents provided by the Internal Revenue Service.

Qualified Expenses-IRS Publication 969

Qualified Expenses-IRS Publication 502

No Bull HSA Application

HSA Distribution Form

HSA Transfer Form

HSA ACH Authorization Form

HSA Group Deposit Direction Form

It is never too soon to start saving for your retirement! An IRA is a tax-deferred savings plan allowing employed individuals, and their spouses, accumulate funds for retirement up to the annual contribution limits. For federal income tax purposes, qualifying contributions are deductible from gross income. Income taxes on the interest earned are also deferred until the funds are withdrawn. Withdrawals without IRS penalty can begin at age 59 years 6 months and must begin by the age of 70 years and 6 months. Withdrawals prior to this age limitation are subject to substantial penalties.

Contributions can be deposited to any fixed rate time open certificate of deposit account 9 months or greater. The interest rate on the fixed rate account is guaranteed for the entire term of the investment and interest is compounded quarterly. View our Current Rates

Contact Us

Main Bank

104 South 5th Street
Seward, NE 68434

(402) 643-3636

Motor Bank

405 North 5th Street
Seward, NE 68434

(402) 643-4545


6550 Merchant Drive
Lincoln NE 68521

(402) 420-7400

Southwest Lincoln

1404 Pine Lake Road
Lincoln, NE 68512

(402) 434-7400