**We will be closing at noon on Christmas Eve, December 24th, and closed on Christmas Day, December 25th, so our team can enjoy the holiday with their loved ones. To ring in the new year, our offices will be closed on New Year’s Day, January 1st. Regular business hours will resume on January 2nd.
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No matter what you are saving for, our competitive interest rates will help you meet your savings goals sooner and easier.


       RATES EFFECTIVE DECEMBER 10, 2024 – DECEMBER 16, 2024

CERTIFICATES OF DEPOSIT and FIXED RATE INDIVIDUAL RETIREMENT ACCOUNTS (IRA)

TERMINTEREST RATEANNUAL PERCENTAGE YIELD

91 Days - CD ONLY
182 Days - CD ONLY
9 Months - Special
12 Months
15 Months- Special
18 Months
21 Months
24 Months
30 Months
36 Months 
48 Months - Exchange
60 Months 

0.50%
0.75%
4.33%
1.00%
4.09%
1.34%
1.49%
1.59%
1.64%
1.84% 
2.23%
2.48%

0.50%
0.75%
4.40%
1.00%
4.15%
1.35%
1.50%
1.60%
1.65%
1.85% 
2.25%
2.50%

Penalties apply for early withdrawal. | Minimum balance to open a Certificate of Deposit is $500. Minimum balance to open a Fixed IRA is $25. | No brokered funds.


       RATES EFFECTIVE DECEMBER 01, 2024 - DECEMBER 31, 2024


HEALTH SAVINGS ACCOUNTS (HSA)

TERMINTEREST RATEANNUAL PERCENTAGE YIELD

$.01 - $4,999.99

$5,000 - $24,999.99

$25,000 - $49,999.99

$50,000 and greater

 0.40%

1.24%

2.08%

  2.72% 

 0.40%

1.25%

2.10%

2.75% 

 Rates may change after the account is open. Fees may reduce earnings. Minimum balance to open a Health Savings Account is $25.


MONEY MARKET INVESTMENT ACCOUNTS

BALANCEINTEREST RATEANNUAL PERCENTAGE YIELD

$.01 - $2,499.99
$2,500.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 and up

0.10%
0.30%
0.90%
1.49%
2.37%

0.10%
0.30%
0.90%
1.50%
2.40%

Rates may change after the account is open. Minimum balance to open account is $1,000.00. Fees may reduce earnings.

INTEREST BEARING (NOW) CHECKING ACCOUNTS

BALANCEINTEREST RATEANNUAL PERCENTAGE YIELD

$.01 - $499.99
$500.00 - $2,499.99
$2,500.00 - $24,999.99
$25,000.00 and up

0.05%
0.15%
0.45%
0.60%

 0.05%
0.15%
0.45%
0.60%

Rates may change after the account is open. Minimum balance to open account is $25.00. Fees may reduce earnings.

SAVINGS ACCOUNTS

ACCOUNTINTEREST RATEANNUAL PERCENTAGE YIELD

Savings
Moo-lah's Kids Club

0.40%
0.40%

 0.40%
0.40%

Rates may change after the account is open. Minimum balance to open Savings account is $25.00. Fees may reduce earnings. No minimum balance required to open a Moo-lah's Kids Club.


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