It’s a great time to apply for a mortgage. Our knowledgeable lending staff can tailor a loan to meet your specific needs by offering:

• Conventional residential real estate loans with fixed rate options, which can purchase a home or refinance your home, including cash-out or debt consolidation.
• FHA, USDA RD loans with low down payment requirements.
• In house Adjustable Rate Mortgages (ARM)
• Construction financing for new construction projects. Allows for interest only payments to be made on funds disbursed during the construction process.

Contact a mortgage expert for more information or to apply.

Need to buy a new home while yours is still on the market?  We can make your move possible with Bridge Loan Financing. Our lenders will assist you in getting the down payment you need to make that next purchase. Contact our lenders today to start the application process

Seward County Housing Corporation – Homeowner Opportunity Program – Down payment subsidies extended to home buyers for the purchase of existing homes within communities in Seward County.

Federal Home Loan Bank – Homeownership Set Aside Program – A down payment assistance program designed to help first time home buyers purchase a home in rural areas.

Take advantage of your home’s equity, with a versatile Home Equity loan or Home Equity Line of Credit. This type of loan enables you to tackle a home improvement project, take a relaxing vacation, pay for your child’s braces, purchase a new car, or consolidate your debt. 

We are in the business of making loans and as a community based, family owned bank, we use flexible underwriting standards to tailor our credit products around your requests. Our loan officers are long time employees of the bank who invest time and energy into getting to know our customers.

In many cases, interest paid on home equity loans is tax deductible. Consult your tax advisor regarding tax advantages.

Contact an experienced lender for more information or to apply.

Cattle Bank & Trust can help you finance the construction of your dream home. After getting you pre-qualified for your mortgage financing, our experienced construction lenders will help guide you from the beginning stages of planning your new home to unlocking your door for the first time. We will work with you and your builder to help assure that your home is built to your specifications.

• Loan amount up to 80% of property value
• Lenders with over 100 years of combined construction experience
• Financing in urban, acreage and rural areas available
• Competitive rates and fees

Contact an experienced lender for more information or to apply.

Auto Loans
If you’re looking for money for a new set of wheels, Cattle Bank & Trust offers fixed rate loans with flexible payment terms. The application process is fast and easy, and pre-approval gives you more negotiating power at the dealership.
 
Consumer Loans
Consumer loans can be used for a major appliance purchase, a weekend getaway, unexpected medical expenses and more. As a family owned community bank, we use flexible underwriting standards to tailor our loans to meet your requests. 

Contact a member of our experienced lending team to see what options are available to you.

You’ve worked hard to build and maintain your good credit standing. Now you can enjoy the benefits of your efforts. Our Checking Plus plan means financial convenience. It is designed to end checking account overdraft complications and charges. Checking Plus means that we have approved, in advance, a personal loan to balance your account if you should overdraw. Upon an overdraft, funds will be automatically transferred into your attached checking account, up to your approved amount, helping you to avoid overdraft charges.

Contact a member of our experienced lending team to see if a Checking Plus plan is right for you.