No cost checking with plenty of features to help simplify your life. $25 minimum balance to open an account.
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Full service, full feature checking with low minimum balance requirement. Open this account with $25 and maintain a minimum balance of $500 or $2000 Average Collected Balance to avoid fee on account.
Full service, full feature checking with low minimum balance requirement. Open this account with $25 and maintain a minimum balance of $1000 or $2500 Average Collected Balance to avoid fee on account.
Exclusively for customers 50-years of age or over, this checking account is totally free, and has no minimum balance requirement. Open this account with $25. Sit back and relax—you’ve earned it!
Comparison Chart | Positively Free Checking | Cattle Classic Checking | Interest Bearing Checking | Freedom 50 Checking |
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Opening Deposit | $25.00 | $25.00 | $25.00 | $25.00 |
Minimum Balance to Avoid a Fee | None | $500 or $2000 | $1000 or $2500 | None |
Fee if Balance is Not Maintained | None | $10.00 | $15.00 | None |
Earns Interest | N/A | N/A | YES (2) | N/A |
MasterCard® Debit Card | FREE | FREE | FREE | FREE |
Falcon Fraud Protection | Included | Included | Included | Included |
Foreign ATM Debit Charge | $1.50 each (3) | $1.50 each after 3/month (3) | $1.50 each after 5/month (3) | $1.50 each after 3/month (3) |
Online Bill Payment | First 10 FREE (4) | First 10 FREE (4) | First 10 FREE (4) | First 10 FREE (4) |
Mobile Deposit | FREE | FREE | FREE | FREE |
Quick View Image Statements | N/A | FREE | FREE | FREE |
Personalized Checks | N/A | 1 FREE box basic wallet checks at account opening (5) | 1 FREE box basic wallet checks at account opening (5) | 1 FREE box basic wallet checks per year |
(1) The minimum balance or a $2000/$2500 Average Collected Balance (AVGC) will waive the $10/$15 monthly Account Maintenance Fee
(2) See our current rate schedule for updated rates. Interest rates are tiered based on the average daily balance. Interest will be compounded & credited monthly.
(3)Foreign ATMs are ATMs not owned by Cattle Bank. Please note ATM owner may charge separate surcharge.
(4)Bill Payment is free for the first 10 payments per month and $.50 per payment thereafter.
(5)Basic wallet style of checks are free, or a $20 credit will apply towards another type.
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