Log into Online Banking

Login ID


Cattle Bank & Trust has personal checking options to fit every stage of life.

No cost checking with plenty of features to help simplify your life. $25 minimum balance to open an account.

  • No minimum balance required
  • No monthly maintenance fee or activity fee
  • MasterCard® Debit Card
  • Unlimited FREE ATM usage at Cattle Bank & Trust ATMs
  • Unlimited On-line access and Mobile Banking Services
  • FREE fraud prevention services
  • Monthly e-statement enrollment required 
  • First 10 Bill Payments FREE per month


Full service, full feature checking with low minimum balance requirement. Open this account with $25 and maintain a minimum balance of $500 or $2000 Average Collected Balance to avoid fee on account.

  • Unlimited Check Writing
  • MasterCard® Debit Card
  • Unlimited FREE ATM usage at Cattle Bank & Trust ATMs
  • 3 FREE foreign ATM transactions per statement cycle. Surcharges from other financial institutions may apply. 
  • FREE first order of Basic/Wallet checks, or $20.00 credit towards any other style of checks ordered.
  • Unlimited On-line access and Mobile Banking Services
  • FREE fraud prevention services
  • Quick View Imaged Statements
  • Choice of monthly e-statement or printed/mailed statement 
  • First 10 Bill Payments FREE per month

Full service, full feature checking with low minimum balance requirement. Open this account with $25 and maintain a minimum balance of $1000 or $2500 Average Collected Balance to avoid fee on account.

  • Interest earned on all collected balances
  • Unlimited Check Writing
  • MasterCard® Debit Card
  • Unlimited FREE ATM usage at Cattle Bank & Trust ATMs
  • 5 FREE ATM withdrawals at ATMs not owned by Cattle Bank per statement cycle. Surcharges from other financial institutions may apply. 
  • FREE first order of Basic/Wallet checks, or $20.00 credit towards any other style of checks ordered.
  • Unlimited On-line access and Mobile Banking Services
  • FREE fraud prevention services
  • Quick View Imaged Statements
  • Choice of monthly e-statement or printed/mailed statement
  • First 10 Bill Payments FREE per month

Exclusively for customers 50-years of age or over, this checking account is totally free, and has no minimum balance requirement. Open this account with $25. Sit back and relax—you’ve earned it!

  • No minimum balance required
  • No monthly maintenance fee or activity fee
  • MasterCard® Debit Card
  • Unlimited FREE ATM usage at Cattle Bank & Trust ATMs
  • Unlimited On-line access and Mobile Banking Services
  • FREE fraud prevention services
  • Choice of monthly e-statement or printed/mailed statements 
  • 3 FREE foreign ATM transactions per statement cycle.  Surcharges from other financial institutions may apply.
  • First 10 Bill Payments FREE per month


Comparison Chart

Positively Free Checking

Cattle Classic Checking

Interest Bearing Checking

Freedom 50 Checking

Opening Deposit

$25.00

$25.00

$25.00

$25.00

Minimum Balance to Avoid a Fee

None

$500 or $2000
AVGC (1)

$1000 or $2500 
AVGC (1)

None

Fee if Balance is Not Maintained

None

$10.00

$15.00

None

Earns Interest

N/A

N/A

YES (2)

N/A

MasterCard® Debit Card

FREE

FREE

FREE

FREE

Falcon Fraud Protection

Included

Included

Included

Included

Foreign ATM Debit Charge

$1.50 each (3)

$1.50 each after 3/month (3)

$1.50 each after 5/month (3)

$1.50 each after 3/month (3)

Online Bill Payment

First 10 FREE (4)

First 10 FREE (4)

First 10 FREE (4)

First 10 FREE (4)

Mobile Deposit

FREE

FREE

FREE

FREE

Quick View Image Statements

N/A

FREE

FREE

FREE

Personalized Checks

N/A

1 FREE box basic wallet checks at account opening (5)

1 FREE box basic wallet checks at account opening (5)

1 FREE box basic wallet checks per year


(1) The minimum balance or a $2000/$2500 Average Collected Balance (AVGC) will waive the $10/$15 monthly Account Maintenance Fee
(2) See our current rate schedule for updated rates. Interest rates are tiered based on the average daily balance. Interest will be compounded & credited monthly.
(3)Foreign ATMs are ATMs not owned by Cattle Bank. Please note ATM owner may charge separate surcharge.
(4)Bill Payment is free for the first 10 payments per month and $.50 per payment thereafter.
(5)Basic wallet style of checks are free, or a $20 credit will apply towards another type.

Contact Us



Main Bank

104 South 5th Street
Seward, NE 68434

(402) 643-3636


Motor Bank

405 North 5th Street
Seward, NE 68434

(402) 643-4545


Fallbrook

6550 Merchant Drive
Lincoln NE 68521

(402) 420-7400


Southwest Lincoln

1404 Pine Lake Road
Lincoln, NE 68512

(402) 434-7400