Main Bank, Seward - (402) 643-3636
Lincoln, Fallbrook Branch - (402) 420-7400
Opening an Agricultural Operating Line of Credit at Cattle Bank & Trust is an effective way to manage your cash flow and access funds for your operation throughout the year. An ag line of credit lets you make purchases as necessary while only paying interest on the money you borrow. As you pay down your balance, a line is available to use again as you need it. An operating credit line gives you the freedom of knowing you can access your funds 24 hours a day. Benefits include:
Contact our Ag Loan Officers to prepare an annual financial analysis of your farm operation. The annual loan renewal process is very beneficial to farm operators in helping manage their farm business.
At Cattle Bank & Trust we realize that farmers have a goal to maximize profits for their operation. Our Seed/Chemical Loans allow you to borrow money at a low rate, contributing to that goal. This allows you to take advantage of paying cash to receive discounts on seed/chemical purchases and pay low interest for the use of that cash. Benefits include:
Contact us today to find out what is our current seed/chemical rate.
As a community bank located right in the Heartland of the U.S., we have always recognized the essential role agriculture plays in our economy. Our Livestock Loans are geared towards the owner’s individual operation and designed to meet your specific financing needs. Financing options can cover and are not limited to:
Contact one of our experienced lenders for more information.
With the increasing cost of farming, it has never been more difficult for a young or beginning farmer to enter the industry. Cattle Bank & Trust in partnership with Farm Service Agency (FSA) can offer a wide array of programs that allow for beginning farmers to access the appropriate funds needed to start their operation. Programs also exist for the seasoned farmer.
Down Payment Farm Ownership
Available to beginning farmers at a maximum of $300,000. FSA portion cannot exceed 50% of the financing. Repayment terms up to 40 years. Up to 100% financing available. Proceeds may be used to purchase a farm, construction of buildings and other permanent improvements, and/or environmental improvements.
Farm Ownership Participation
Maximum loan amount is $300,000. Repayment terms up to 40 years. Up to 100% financing available. Proceeds may be used to purchase a farm, construction of buildings and other permanent improvements, and/or environmental improvements.
Guaranteed Farm Ownership
Maximum loan amount up to $1,094,000. Repayment terms up to 40 years. Interest rates is negotiated with lender. Rate is not to exceed those charged to the lender’s average farm customer. Proceeds may be used to purchase a farm, construction of buildings and other permanent improvements, environmental improvements, and/or refinance debt.
Guaranteed Operating
Maximum loan amount up to $1,094,000. Repayment terms 1-7 years; can have a balloon. Interest rates is negotiated with lender. Rate is not to exceed those charged to the lender’s average farm customer. Interest assistance is available for qualified applicants. Proceeds may be used to purchase a farm, construction of buildings and other permanent improvements, and/or environmental improvements.