**Christmas at Concordia concert tickets that were available in person have been SOLD OUT. Remaining tickets will be available online on Nov. 4th”
Log into Online Banking

Login ID


Agricultural Loans

Contact Us

Main Bank, Seward - (402) 643-3636

  • Justin Goranson, Vice President, Agricultural Loan Officer
    NMLS# 544182
  • Tanner Roth; Vice President, Agricultural Loan Officer
    NMLS# 1780736

Lincoln, Fallbrook Branch - (402) 420-7400

  • Nate Parde; Vice President, Commercial and Agricultural Loan Officer NMLS# 1127225

Operating Line of Credit 

Opening an Agricultural Operating Line of Credit at Cattle Bank & Trust is an effective way to manage your cash flow and access funds for your operation throughout the year. An ag line of credit lets you make purchases as necessary while only paying interest on the money you borrow. As you pay down your balance, a line is available to use again as you need it. An operating credit line gives you the freedom of knowing you can access your funds 24 hours a day. Benefits include:

  • Competitive interest rates
  • NO excess interest payment on unused funds
  • Manage cash flow needs instantly
  • 24-hour access to your approved line
  • Personal, professional, responsive service throughout the loan process

Contact our Ag Loan Officers to prepare an annual financial analysis of your farm operation. The annual loan renewal process is very beneficial to farm operators in helping manage their farm business.


Seed/Chemical Loans

At Cattle Bank & Trust we realize that farmers have a goal to maximize profits for their operation. Our Seed/Chemical Loans allow you to borrow money at a low rate, contributing to that goal. This allows you to take advantage of paying cash to receive discounts on seed/chemical purchases and pay low interest for the use of that cash. Benefits include: 

  • Low Interest Rate
  • NO Excess interest payments on unused funds
  • Only use what you need when you need it

Contact us today to find out what is our current seed/chemical rate.


Livestock Loans

As a community bank located right in the Heartland of the U.S., we have always recognized the essential role agriculture plays in our economy. Our Livestock Loans are geared towards the owner’s individual operation and designed to meet your specific financing needs. Financing options can cover and are not limited to:

  • Term loans for the purchase of breeding stock
  • Cow/calf and farrow to finish operations
  • Heifer and gilt development programs
  • Single note or line of credit loans for feeder back grounding and market finishing operations
  • Operating lines of credit to facilitate cashflow and expense management on a diverse array of livestock enterprises

Contact one of our experienced lenders for more information. 


FSA Loans

With the increasing cost of farming, it has never been more difficult for a young or beginning farmer to enter the industry. Cattle Bank & Trust in partnership with Farm Service Agency (FSA) can offer a wide array of programs that allow for beginning farmers to access the appropriate funds needed to start their operation. Programs also exist for the seasoned farmer.


Down Payment Farm Ownership 
Available to beginning farmers at a maximum of $300,000. FSA portion cannot exceed 50% of the financing. Repayment terms up to 40 years. Up to 100% financing available. Proceeds may be used to purchase a farm, construction of buildings and other permanent improvements, and/or environmental improvements.


Farm Ownership Participation
Maximum loan amount is $300,000. Repayment terms up to 40 years. Up to 100% financing available. Proceeds may be used to purchase a farm, construction of buildings and other permanent improvements, and/or environmental improvements.


Guaranteed Farm Ownership
Maximum loan amount up to $1,094,000. Repayment terms up to 40 years. Interest rates is negotiated with lender. Rate is not to exceed those charged to the lender’s average farm customer. Proceeds may be used to purchase a farm, construction of buildings and other permanent improvements, environmental improvements, and/or refinance debt.


Guaranteed Operating
Maximum loan amount up to $1,094,000. Repayment terms 1-7 years; can have a balloon. Interest rates is negotiated with lender. Rate is not to exceed those charged to the lender’s average farm customer. Interest assistance is available for qualified applicants. Proceeds may be used to purchase a farm, construction of buildings and other permanent improvements, and/or environmental improvements.